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Product Highlights

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The following are the key automatic or supplementary benefits to our Jewellers Insurance, please refer to the policy wording for terms & conditions.

“All Risks” Policy – Fewer exclusions than most policies. Easy to read, clear wordings. 

Replacement Value – Your stock can be valued at Replacement Value reflecting today’s market value, instead of your Cost Value

Travel – Protects stock being personally conveyed by you/employees

Entrustments – Insures stock while out on memo or located at a tradesman workshop

Workmanship – Damage to customer’s items while being worked on or as a result of being worked on 

‘While being worn’ – Coverage can be provided to items while being worn at a gala or event

No Claims Bonus – Benefit from building a strong claims history by receiving a No Claims Bonus on your next year’s renewal

Unattended Auto – If the vehicle in question meets the requirements for coverage, this protection can be added to your salesperson’s vehicle

Post-traumatic Stress Counseling– For employees who need assistance after a traumatic hit and run or other type of Jewellery claim

A sample of the complimentary education items:

  • Safe Ways to Ship
  • Inventory keeping guidelines
  • How to manage your travelling salesperson risk

The following are the key automatic or supplementary benefits to our Art Dealers Insurance, please refer to the policy wording for terms & conditions.

“All Risks” Policy – Fewer exclusions than most policies. Easy to read, clear wordings. 

Retail Value and Cost Value – Your stock can be valued at the Retail or Cost value depending on what structure best fits your business

Shipments – Stock can be covered to/from the gallery, art fairs, conservators and/or other specified locations

No Claims Bonus – Benefit from building a strong claims history by receiving a No Claims Bonus on your next year’s renewal

Unattended Auto – If the vehicle in question meets the requirements for coverage, this protection can be added to the gallery’s policy

A sample of the complimentary items:

  • List of art packer/shippers
  • List of ISA art appraisers
  • Monitored alarm company contacts

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